A home insurance policy is designed to protect you against the main disasters and threats like fire, flood, vandalism and burglary.
But if damage to your property or its contents is caused on purpose, it’s unlikely you’ll be able to claim.
Failing to do so would almost certainly invalidate your car cover 2.
Unused cars now need cover too If you own an unused car that you keep locked away in a garage or on a private driveway, it now needs insuring in the same way as the other cars you drive if you haven’t declared it as ‘off road’ by way of a Statutory Off Road Notification (SORN).
Most buildings insurance policies won’t cover you for accidental damage as standard.This is often the case when money is stolen from your home.
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